Terms and Conditions

1. Agreement and Binding Nature

These terms constitute a binding legal agreement. They apply to everyone who visits or uses the Foldmark website or engages Foldmark for accounting services. If you do not agree with any portion of these terms, you should discontinue use of the site and not engage our services.

Foldmark may revise these terms at any time. The current version will always be available on this page, with the date of the most recent revision noted at the top.

2. User Obligations

When using this website or engaging our services, you agree to:

• 2.1

  Provide accurate information

  All financial records, identification details, and other information submitted to Foldmark must be accurate, complete, and up to date. Knowingly providing false information may result in termination of service.

• 2.2

  Comply with applicable laws

  You are responsible for complying with all laws and regulations applicable to your own business activities. Foldmark's services do not substitute for your own legal compliance obligations.

• 2.3

  Keep credentials secure

  If access credentials or secure document sharing links are provided, you are responsible for keeping them confidential and not sharing them with unauthorized parties.

• 2.4

  Age requirement

  You must be at least 18 years of age to engage Foldmark services or submit information through this website.

• 2.5

  Prohibited conduct

  You agree not to misuse this website, disrupt its operation, infringe on the intellectual property of Foldmark, or use the services for any unlawful purpose.

3. User Responsibilities and Indemnification

You agree to take responsibility for:

• The accuracy and completeness of all documents and information you provide

• Any penalties, interest, or liabilities arising from inaccurate information you supplied to Foldmark

• Filing deadlines — Foldmark will prepare work product within agreed timeframes, but timely submission of required documents by you is a prerequisite

• Any claims, costs, or damages arising from your breach of these terms

You agree to indemnify and hold Foldmark harmless from any claims or liabilities resulting from your misuse of the site or provision of inaccurate information.

4. Disclaimers and Limitation of Liability

• 4.1

  Disclaimer of warranties

  Foldmark provides services and website content "as is" without warranties of any kind, express or implied. We do not warrant that the website will be error-free or uninterrupted.

• 4.2

  Limitation of liability

  To the fullest extent permitted by law, Foldmark's liability for any claim arising from services or website use is limited to the amount paid for the specific service giving rise to the claim during the twelve months preceding the claim.

• 4.3

  Exclusion of consequential damages

  Foldmark is not liable for indirect, incidental, special, or consequential damages, including lost profits or business interruption, even if we have been advised of the possibility of such damages.

• 4.4

  Force majeure

  Foldmark is not responsible for delays or failures caused by circumstances beyond our reasonable control, including natural disasters, system outages, or regulatory changes.

5. Dispute Resolution and Governing Law

• 5.1

  Governing law

  These terms are governed by the laws of the United States, without regard to conflict-of-law principles.

• 5.2

  Informal resolution first

  Before pursuing any formal dispute resolution, both parties agree to make a good-faith effort to resolve the matter directly through written communication.

• 5.3

  Severability

  If any provision of these terms is found to be unenforceable, that provision will be modified to the minimum extent necessary, and the remaining provisions will remain in full force.

• 5.4

  Entire agreement

  These Terms and Conditions, together with any applicable service agreement, constitute the entire agreement between you and Foldmark regarding the subject matter herein.